Little Rock Real Estate,

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The Buyers Guide

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STEP 1: FINANCES

Before you officially begin your home search, I always recommend to begin with talking to a lender and getting preapproved. A lender will be able to answer all of your questions regarding finances and give you a clear understanding of the exact price range you will be pre-approved for and an estimate of the expenses to expect.

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STEP 2: FINANCES

As your Real Estate Agent, my number one goal is to help you achieve your own. I make it my priority to understand your situation when it comes to buying your home so we can accomplish your goals.

For Full Detail - Download the Buyers Guide

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STEP 3: OFFERS & NEGOTIATIONS

Information Needed: Before we begin writing an offer, we will need gather some documents and discuss some important details...

Multiple Offers Situations: It's more common than ever to see home go into multiple offer situations. This means that your offer is not the only offer on the table for the sellers. Here are some of my best tips to win a multiple situation...

Escrow: Congrats! We are almost there. You will turn in your Escrow Depoist, we will get inspections scheduled, negotiate repairs, and move forward with your loan application. The entire process from contract to close typically takes between 30-45 days.

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STEP 4: INSPECTIONS PERIOD

Typical Inspection Period: is between 10-15 days. It is critical that we begin scheduling the inspections you choose to have done as soon as we are under contract on your potential new home. This will ensure that we do not run out of time or have any delays in the process.

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STEP 5: PREPARING FOR CLOSING DAY

Loan Application & Appraisal: You will typically have 3-5 days after the contract has been executed to make application for you loan with your lender. The appraisal will be ordered by your lender after we have have made our way through the inspection period. If your contract is contingent on the appraisal, this means that if the appraisal comes back lower than the offer you made, we will have an opportunity to negotiate the price once again.

Home Insurance: You will need to obtain a Homeowner's Insurance Policy that will be begin on the day of closing on your home. If you don't already have an insurance company you plan to work with, please feel free to reach out to me and I will be more than happy to provide you with a list of recommendations.

Important Reminder: As excited as you may be to begin shopping around for furniture and all of the things that help make a house a home, don't! Be very careful during this period not to make any major purchases, open new lines of credit, or change jobs. If in doubt, be sure to call your Real Estate Agent or Lender.

Clear To Close: These words are music to my ears, and yours too! This means that that mortgage underwriter has approved you loan documents and we can confirm your closing date with the title company or attorney.

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